AL-HAQUE, A.; HADIYONO, A. Open Banking API and Employee Competency: Driving Remittance Performance and Customer Growth in Islamic Banking. Journal of Novel Engineering Science and Technology, [S. l.], v. 5, n. 02, p. 132–138, 2026. DOI: 10.56741/jnest.v5i02.2015. Disponível em: https://journal.iistr.org/index.php/JNEST/article/view/2015. Acesso em: 7 oct. 2026.