Ogarte, N., R. Rodelas, H. Ong, S. Vergara, and A. Padua. “Impact of Covid-19 Pandemic to the Profitability of Villarica Pawnshop Labo Branch, Philippines”. Journal of Management Studies and Development, vol. 2, no. 01, Jan. 2023, pp. 1-12, doi:10.56741/jmsd.v2i01.110.