OLAYIWOLA, H. O.; OLORUNYOMI, H. O. E-Banking Instruments and Service Delivery of Commercial Banks in Nigeria: Evidence from United Bank of Africa, Ilaro Branch, Nigeria. Journal of Management Studies and Development, [S. l.], v. 4, n. 02, p. 130–142, 2025. DOI: 10.56741/jmsd.v4i02.974. Disponível em: https://journal.iistr.org/index.php/JMSD/article/view/974. Acesso em: 8 oct. 2026.