CHRISTIAN, A. R.; SUKARDI; BIDAYATI, U. Financial Literacy, Financial Planning, Financial Management: An Analysis of Intergenerational Behavior in Gen-X, Gen-Y and Gen-Z. Journal of Management Studies and Development, [S. l.], v. 4, n. 02, p. 143–156, 2025. DOI: 10.56741/jmsd.v4i02.969. Disponível em: https://journal.iistr.org/index.php/JMSD/article/view/969. Acesso em: 8 oct. 2026.